Urban Cycling in Denmark

March 26, 2020

En español. Em português.

Integrated with its widespread public bus and train network, cycling is considered an important means of transportation in this small Scandinavian country, which has one of the world’s most modern bicycle infrastructures. Out of 20 cities throughout the world, and every year since 2015, the Copenhagenize Index has ranked Denmark’s capital, København (Copenhagen), the most bicycle friendly city in the world. If you like to ride your bike, Danmark is geared for cycling.

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A Typical Danish Bikeway.  Credit: supercykelstier.dk

Danskerne (the Danes) and Bicycles

The capital city of København (Copenhagen), which means the Merchant’s Port in Dansk (Danish), has a population of 633,000 people (2017), about 675,000 bicycles, and 120,000 cars. 62% of københavnerne (Copenhageners) cycle to work or school; 4 out of 10 own a car; and 9 out of 10 own a bicycle. In fact, since 2016, cykel (bicycle) traffic surpassed car traffic in the capital region, with 52% of households not owning a car. Danskerne on average cycle 1.9 miles per day in Copenhagen; 1.5 miles in Århus, the second largest city; and 1.6 miles in Odense, the third largest. 75% of bike traffic continues throughout the cold Danish winters, and 4000 to 5000 bikes are sold in Copenhagen annually.

Danmark has been a bicycle nation for over 100 years and in the 1920s and 30s, cycling became a symbol of equality and freedom. In the early seventies, when the land of Hans Christian Andersen and all countries of the world were investing heavily in cars and automobile infrastructure, things took a turn with the Mideast oil crisis and Københavnere, demanded that their wonderful Copenhagen, as the famous song says, be car free.

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26% of Copenhageners with 2 children own a cargo bike. Credit: supercykelstier.dk

Dansk børn (Danish children) start riding bicycles before they are six years old and are often seen at very early ages on their parents’ bicycles, which may be adapted with different parts and carriages to transport one or several children at a time. Danskerne actually invented the front wooden box transport bike seen here and below, which conveniently carries children or cargo in this bicycle nation. In school, children learn cykling (cycling) culture, rules and safety as part of their curriculum. 49% of all børn aged 11-15 cycle to school.

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The Danish Front Cargo Bike was invented in Denmark. Credit: christianiabikes.com

Danish Cykling Infrastructure

Among many other factors, perhaps the most important key to the Danish biking success is that cyklister (cyclists) have their own separate bikeways, which cars cannot access. København has about 249 miles of them, which are separated from car lanes and sidewalks altogether.

Geographically comprised of the peninsula Jutland, Zealand and numerous other small islands, Danmark is a wealthy and modern country of 16,577 square miles, which has 7500 miles of bikeways.  It’s built 13 bicycle bridges since 2017 and three more are under construction. The recently finished Dybbølbro bridge has 6 yard wide lanes in each direction to accommodate more than 22,000 daily bicycle riders. It’s also currently constructing hundreds of miles of “super” bikeways which connect Copenhagen to its suburbs. 

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A typical bike bridge in Denmark. Credit: supercykelstier.dk

The public transportation network works together with Danish bikeways. Commuter trains have a dedicated wagon for bicycles.  20% of Danish cyclists ride their bikes to train stations and 5% from the train stations to their destination. In Copenhagen, it’s 30% to 10% respectively.

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The Statsbaner commuter & subway Trains (State Railways) Credit: supercykelstier.dk

Health and The Environment

Cykling reduces health problems, work absences and it saves the Danish tax payer money on health costs. Danish studies show that for every 2/3 of a mile cycled, Denmark gains approximately $1.10 in health benefits in its medicare-for-all type health care system. In addition, cyclists in Copenhagen request 1.1 million less sick days versus non cyklister (cyclists), which translates as 215 million euros in annual savings. For every 746 miles cycled, one sick day is reduced. It’s also a great way for Danskerne to get fresh air every day and enjoy the outdoors, which clears your mind and reduces stress. 

The benefits of cykling to the environment speak for themselves. It reduces carbon emissions, pollution, noise, and traffic congestion. It uses public space more efficiently, creates a thriving urban life and makes cities more livable. In the Capital region, bicycle usage saves 500 tons of CO2 annually and Sjælland residents produce 92% less emissions when they stop using their cars and switch to cykler (bicycles). Danes consider cykling the present and future of mobility and smart city development. It also provides mobility at a low cost. 

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A bicycle dedicated wagon in a Danish Commuter Train. Credit: supercykelstier.dk

Danish Teknologi

Danes try to make cykling as convenient as possible in order to encourage it.  The grøn bølge (green wave) technology, which has existed in a similar form for cars in Denmark for many decades, are green LED lights adapted for bikeways which, when lit, mean that if the cyklist rides at about 12.5 mph he/she will catch the next traffic light in green, and will not have to stop. In addition, when it’s raining, some bikeways are fitted with sensors that allow longer green traffic lights. Danes are also constantly testing and implementing new technology to improve safety, for example LED lights that warn truck drivers of cyclists, when making a right turn.

Dansk bikeways also have a variety of cykelinventar (urban furniture) which add considerable comfort, such as service stations; monitors with all kinds of real time information like weather, number of riders, etc; air pumps; footrests; and  even bike-friendly tilted trash receptacles.

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Bicycle footrest in Denmark. Credit: supercykelstier.dk

The Danish Super-Bikeways 

Known as the supercykelstier, translated by that organization, the Sekretariatet for Supercykelstier (The Department for Superbikeways),  into English as the  “bicycle superhighways,” they connect the kommuner (suburbs) to København. The object is to increase long distance cykling commuting, and make it competitive to taking the train or bus, thereby reducing carbon emissions, and at the same time, improving the health of cyclists.  Other European countries are also constructing this new category of bike thoroughfares.

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The 4.54 mile in length C-82  Superbikeway in one of Copenhagen’s near suburbs. Credit: supercykelstier.dk

In 2009, most of Sjælland’s suburbs (Zealand, the name of the Island where Copenhagen is) started this joint project to build a total of 466 miles of these highways by 2045. A total of 8 have been built thus far, progressing from 7.5 miles in 2012, to 104 miles in 2019.  

Built with the vision of keeping Copenhagen and its suburbs as the “greatest bicycle region” in the world, the superbikeways make perfect environmental and financial sense. Danish research found that replacing 1% of all car trips in Sjælland with a bicycle, saves 23,000 tons of  CO2 . Bike traffic in the superbikeways increased 23% since 2012  and 14% used to travel by car instead.  The highest number of cyclists recorded on one superbikeway on a weekday was 29,000 and riders average 6.8 miles per day. In addition, there would be a 30% increase in car commuting if no one in the region used a bicycle.

The superbikeways will cost $319.8 million by 2045, and bring a total socio-economic surplus is $829.3 million, of which $667.7 million comprise the health benefits. They will also reduce by 40,000 the number of sick days per year.

A study by danskindustri.dk found that 10% additional cykling annually would reduce sick days by 267,000, decrease traffic congestion by 6%, and save $160 million in public health care. 

Meet Some Danish Cyclists

According to a supercykelstier.dk one month study, Mette, a 49 year old Danish woman who used an electric bicycle, saw a 5 year reduction in her body age by cycling 16.7 miles/day. She also saw her Body Mass Index reduced from 24.4 to 23.4 in one month.

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A typical Danish parent with her children. Credit: supercykelstier.dk 

Fiona Weiss, a Danish woman who has ridden a bicycle for 50 years, cycles mostly in summer and says “it gets the happy vibes going and allows me to discover places I would not see on the train, (keeping) my legs slim.” She also enjoys cycling on “a good winter day. If I feel like going to the seaside or forest for winter fresh air.”

Bettina Fürstenberg is a 52  year old Danish woman who used to ride her bicycle an average of about 10 miles a day until she had a serious bike accident in her thirties. She currently owns three bicycles, one being electric. She says cycling is the “fastest way to move around Copenhagen,” and it “doesn’t pollute the air.” She feels that “better and larger roads are still needed…with stricter rules for cyclists” such as “speed limits.” Although she hasn’t fully recovered from her accident, she still rides her bikes for “any kind of activity, like work, movies, parks, shopping, etc.”

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Outside area of a typical Copenhagen building. Photo by Jorge Carbajosa

Danish Bicycle Know-How

The Cycling Embassy of Denmark promotes cycling for cities throughout the world. It offers a virtual reality film featuring a bike ride in Copenhagen, a two day study trip in Denmark and prepares annual reports. Danes have numerous websites in English promoting cycling and their country. Many were used for this story and are listed below.

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Bicycle parking areas at Copenhagen’s Main Central Station. Photo by Jorge Carbajosa

Danish and English Linguistics

The Danish language is spoken in Danmark, Færøerne (the Faeroe Islands) and by a minority in Grønland (Greenland). It is mutually intelligible with Swedish and Norwegian, which descend from Old Norse. Icelandic, another language that comes from the Vikings, also comes from Old Norse.

The Danish language is related to English because they are both Germanic in origin. The Angles were in fact, Danes, who migrated to England in the fifth century A.D. In addition, Old Norse influenced English because of Vikingerne (the Vikings) invasions of Great Britain in the eighth century A.D. and in 1066 A.D. by the Normans (the North Men) who were also of Viking origin.

Most Danes speak English well and learn it at a young age.

Copyright © 2020 Jorge Luis Carbajosa

I would like to dedicate this article to all my friends from Denmark and specially to Bettina Fürstenberg, Birgitte Borgsmidt, Robert Clarke, Dr. Joe Asbury, and to world cyclists Jorge Balderas and Ignacio Durán.

Sources:

http://www.cycling-embassy.dk/

English

Cycling – Danish Solutions

https://copenhagenizeindex.eu/

https://denmark.dk/people-and-culture/biking

https://www.danskindustri.dk/english

http://www.m-w.com 

http://www.bing.com

http://www.google.com

https://www.etymonline.com/

McKay’s Modern Danish – English Dictionary by Hermann Vinterberg, David McKay Company, Inc.

An Introduction to Old Norse, E.V. Gordon, Oxford 1990

Local West African Women’s Organization Holding their Annual Fundraising Gala Dinner

February 28, 2024

Enjoy a West African Fundraiser Gala Dinner with Togolese music and dancing on Saturday, March 9th.

Wo.S.A.T., a Chicagoan West African Women’s Association is celebrating International Women’s Day and their 16th birthday at Chateau Del Mar in Hickory Hills on March 9th from 6pm to 12am. Donations are welcome for those who may not be able to attend by Zelle / Paypal / CashApp: wosatready@gmail.com . Wo.S.A.T. is a nonprofit organization and donations are tax deductible.

Comprised of 22 Togolese women who are mostly Mina, this Chicagoan women’s organization was founded in 2007. They are hoping to raise $20K to fund water works projects in the Village of Danyi Gabi, Togo, and to provide much needed medical and school equipment and supplies.

In 2022 WOSAT funded similar projects in the Villages of Atoeta, Ahepe, Agbetiko and Batoumé, with $12K they received from donations and membership dues. WOSAT also funded projects in Togo in 2017, 2016 and 2014. Many videos and pictures are available here.

School children at the Village of Batoumé in Togo, West Africa, receiving schools supplies from Wo.S.A.T members 2022
School children at the Village of Batoumé in Togo, West Africa with backpacks purchased by Wo.S.A.T.2022
In 2022 Wo.S.A.T. provided hospital beds for women to give birth like the one we see in the far left to a hospital in Ahepe, Togo.
Village Elders, Ahepe, Togo, West Africa, 2022
In 2022 Wo.S.A.T. purchased school benches and tables for several school in the Villages of Ahepe, Atoeta, Agbetiko and Batomé, in Togo, West Africa.

Copyright © 2024 Jorge Luis Carbajosa

African Art & Sculpture in Lomé, Togo

February 8, 2024

With an impressive collection from different African countries of more than 1600 pieces of statues, sculptures, engravings and pottery, in wood, terracotta, ivory, iron, bronze and gold, the International Museum of the Gulf of Guinea is a must see.

Originally founded by Swiss collector René David and his wife Enam Ekpe, and now owned by a Chinese professor, the museum offers two admission tickets: The most expensive one (3000 CFA about $5 US dollars) has a guided tour in French and allows the visitor to take photographs and videos of the exhibits outside the museum building. The least expensive option (1500 CFA) prohibits photographs and videos.

The Musee International du Golfe de Guinee (in French) is located on the Boulevard du Mono, or Lomé’s main thoroughfare, the N2 roadway, close to the Plage de Lomé. Hours are 8am to 5pm Monday through Saturday and they are closed on Sundays.

A search by google will yield 1320 photos and more than 500 reviews. I took all the photos here.

Sources:

Google

Trip Advisor

Togo Tourisme

Copyright © 2024 Jorge Luis Carbajosa

Le brûlage des déchets plastiques provoque le cancer et de graves problèmes environnementaux

December 29, 2023

La combustion des déchets plastiques en Afrique représente un grave problème de santé publique et environnemental. Les émanations toxiques issues de cette pratique sont liées à des risques accrus de cancer chez les populations exposées. Les fumées résultantes contiennent des composés chimiques nocifs tels que les dioxines et les furanes, reconnus comme cancérigènes par l’Organisation mondiale de la Santé (OMS). Ces substances pénètrent dans l’organisme par inhalation, affectant les voies respiratoires et augmentant les dangers pour la santé, notamment le cancer du poumon.

En parallèle, la combustion des déchets plastiques entraîne une contamination des eaux souterraines. Les résidus toxiques issus de cette activité se déposent dans le sol et finissent par atteindre les nappes phréatiques, altérant ainsi la qualité de l’eau potable disponible pour les communautés locales. Cette contamination représente une menace directe pour la santé, exposant les populations à des risques d’intoxication et de maladies graves.

En Afrique, cette problématique prend des proportions alarmantes. Les pratiques de gestion des déchets inefficaces, combinées à une utilisation généralisée de la combustion pour éliminer les déchets plastiques, exacerbent les impacts néfastes sur la santé et l’environnement. Pour lutter contre cette crise, des politiques de gestion des déchets plus strictes et des alternatives durables sont impératives pour protéger la santé des populations et préserver les écosystèmes fragiles de la région.

Écrit par Intelligence Artificielle, édité par Jorge Carbajosa

Sources et références:

https://archives.beninwebtv.com/2019/05/le-brulage-des-dechets-plastiques-a-lair-libre-peut-tuer/

https://www.afro.who.int/fr/news/agir-face-aux-impacts-sanitaires-de-la-pollution-plastique-en-afrique

https://www.unep.org/fr/actualites-et-recits/recit/les-interdictions-relatives-aux-sacs-en-plastique-peuvent-contribuer

Photo de: http://africanclimatereporter.com/2018/06/28/health-implication-of-burning-plastic-in-our-ghettos-community-and-how-it-affect-humananimals/#google_vignette

Bienvenido inmigrante

September 8, 2023

Bienvenidos a los EE.UU. Bienvenidos a Chicago, estén donde estén. Ha sido un viaje muy duro, pero han llegado. Casi todos ustedes están amparados por el gobierno estadounidense. Aunque no tengan todavía un permiso de trabajo, están en una situación provisional con posibilidades de permanecer en este país y –a la larga– convertirse en ciudadanos estadounidenses.

Adquirir la residencia permanente

¡No esperen! Muchos habrán sido citados en el juzgado, la “corte” como le decimos aquí y en Puerto Rico, dentro de varios años. Esto no significa que no puedan hacer nada para remediar su situación legal en este país. El tribunal de inmigración en la 55 East Monroe Street en Chicago tiene asesoría jurídica gratis ciertos días de la semana. También tiene listas de organizaciones jurídicas que les pueden ayudar gratis o por un costo muy bajo. Los plazos se vencen y hay que comenzar a tramitar su estancia legal inmediatamente. Contraten un abogado si tienen los medios para hacerlo. Pregunten. No se fíen de los servicios que encuentren en las redes sociales. A muchos los han engañado. Cuidado con los notarios, ya que en los EEUU no existen. Un “notary” en inglés no significa notario.

Cuerpo, mente y espíritu

Muchos inmigrantes sufren mentalmente porque no están en sus casas. No es fácil vivir en un albergue o en una comisaría, dormir en el piso, no poder ducharse, no tener dinero para comprarse ropa nueva y tantas otras dificultades. Miles han pasado por situaciones muy difíciles en sus países y también cuando venían a los EE.UU. Hay mujeres que han sido violadas, robadas, etc. Pidan ayuda a los trabajadores sociales que vienen a los refugios, albergues o comisarías.

Hay inmigrantes con adicciones a drogas o alcoholismo. En Chicago tenemos Alcóholicos Anónimos y Narcóticos Anónimos. Son organizaciones que les ayudan a no tomar alcohol y/o consumir drogas y son completamente gratis. Hay muchos grupos de doble AA en Chicago que ayudan a los que quieran dejar la droga también.

Es importante no olvidarse de hacer ejercicios. Dense un paseo por la ciudad. Disfruten del lago y sus playas. Hay mucho que ver.

Aprender Inglés

Muchos de ustedes andan desesperados buscando trabajo y siempre es mucho más difícil y no está permitido sin tener un permiso (work permit). Usen este tiempo que andan esperando mientras sus casos están en un proceso judicial para aprender inglés. Existen numerosos recursos para aprender en las redes sociales. El principal portal siendo Youtube y también hay magníficas herramientas como el Collins Dictionary, Google Translate y el Duolingo. Tanto el Collins Dictionary como el Google Translate nos ofrecen la pronunciación en inglés y nos permiten practicar a la perfección cualquier palabra.

Ahora que tienen mucho tiempo libre, hagan un plan de aprendizaje del inglés todos los días. Les recomiendo estudien por lo menos 15 minutos diarios o más. Tal vez anden desanimados con el inglés, pues estudiarlo no les dio muy buen resultado en sus países, pero ahora tienen la gran oportunidad de aprenderlo con soltura. Va a ser mucho más fácil pues están sumergidos en un país donde se habla y se oye todos los días. Hablar dos idiomas es extremadamente útil y beneficioso.

Todos aprendemos de maneras diferentes. Escojan y den prioridad al sistema más entretenido de aprendizaje. Hay gente a la que le gusta buscar palabras en el diccionario. Apunten en un cuaderno 10 palabras nuevas todos los días. Miren y escuchen cursos en Youtube. Hay muchísimas opciones. Son videos buenísimos y hechos por maestros con gran experiencia. Usen una aplicación como el Duolingo que es súper fácil y divertida. Hay gente que prefiere los libros, videos o cintas magnetofónicas. Vayan a las bibliotecas de la ciudad. En ellas encontrarán muchos materiales para aprender inglés.

Y no olviden ver películas con subtítulos. El tema es que hay muchas opciones para aprender inglés estando aquí, y lo difícil es no aprenderlo. ¡Mucho ánimo!

Trabajar como voluntario

Compañeros: Trabajo siempre hay. Las iglesias, los albergues, los centros de comida gratis, y muchos más lugares con frecuencia necesitan ayuda. Ser voluntario les puede servir para conocer a gente y también para tener después una buena carta de recomendación que podrán usar en su proceso judicial de inmigración.

Copyright © 2023 Jorge Luis Carbajosa

Texto corregido por el profesor Jorge Luis García de la Fe

32 years sober today

August 25, 2023

Yes, back when I was in college a psychologist diagnosed me as an alcoholic. At first I thought it was a huge obstacle in my life which I would never overcome. But with time I realized that diagnosis made me free of my chains of alcoholism. Drinking when you are alcoholic is like slavery. Alcohol was my master.

I started drinking when I was 13 for fun when I went to parties and it became a problem when I was 18. I had blackouts, I also did things when I was drunk that I regretted. I couldn’t just have one drink when I went out with my friends. There never seemed to be enough alcohol in front of me. I always wanted more.

Being an alcoholic means you are a drug addict because alcohol is a drug. You don’t choose to be an alcoholic. Alcohol chooses you. The organization of Alcoholics Anonymous roughly estimates about 10% of people who drink will become alcoholic whether they want to or not. I never wanted to become an alcoholic. It’s not something I chose.

I’ve worked as a court interpreter for the many courts in the Chicago area for the last 25 years. I’ve seen our government jail many people for drug trafficking and drug use. But yet people continue taking drugs and drugs are always available. The drug war is useless and a complete waste of taxpayer’s money.

I am going to tell you what the answer is to alcoholism and drug addiction. First we need more help for drug addicts and alcoholics. We need more treatment centers, more support. Second, drugs have to be legalized but not advertised. What needs to be illegal is the advertising and pushing of drugs like alcohol, nicotine, cannabis, cocaine, heroine and etc. Yes, all drugs.

So today I am proud to tell you that I am an alcoholic. It’s nothing to be ashamed of. I didn’t choose to be one. I had a genetic predisposition, a set of circumstances that made me become alcoholic. I have three brothers who grew up in the same household as I did. They’re not alcoholics, they drink like normal people do. My parents were not alcoholic either and neither were my grandparents.

I was lucky to find the help I needed. I found Alcoholics Anonymous which is a free anonymous organization that helps anyone who wants to quit drinking, regardless of whether they are addicted or not.

So when you see a drug addict or alcoholic please be more understanding. Alcoholism and drug addiction is not a will problem, it’s a disease and a disability. The drug addict needs help to recover. Your drug laws have never made anything better in our society. Humans are shortsighted and have a way to make things worse for everyone. The drug war is one of those things.

Peace.

Copyright © 2023 Jorge Luis Carbajosa

Photo by Mauru00edcio Mascaro on Pexels.com

Guide complet sur l’ITIN aux États-Unis : Obtention, Utilité et Avantages

August 13, 2023

Le Numéro d’Identification du Contribuable Individuel (ITIN, pour Individual Taxpayer Identification Number en anglais) est un document essentiel pour ceux qui ne sont pas éligibles pour obtenir un numéro de sécurité sociale aux États-Unis, mais qui ont besoin de remplir leurs obligations fiscales. Dans cet article, nous explorerons comment obtenir un ITIN, son utilité, les institutions financières qui acceptent ce numéro pour ouvrir des comptes bancaires, les entreprises qui offrent des services pour l’obtenir et les avantages de gérer le processus par vous-même.

Qu’est-ce que l’ITIN et à quoi sert-il ?

L’ITIN est un numéro d’identification fiscale délivré par le Service des Impôts Internes (IRS) aux États-Unis. Il est destiné aux individus qui ne sont pas des citoyens résidents ou des étrangers non résidents ayant l’obligation de déposer des déclarations fiscales aux États-Unis. L’ITIN est utilisé pour déclarer et traiter les déclarations fiscales, ainsi que pour d’autres fins fiscales.

Étapes pour obtenir un ITIN :

  1. Formulaire W-7 : Vous devez remplir le Formulaire W-7, la Demande de Numéro d’Identification du Contribuable Individuel. Ce formulaire recueille des informations sur votre identité et la raison de votre demande d’ITIN.
  2. Documentation d’identité : Joignez des documents originaux ou certifiés qui prouvent votre identité et votre statut d’étranger. Ces documents peuvent inclure des passeports, des visas, des actes de naissance et d’autres.
  3. Déclaration de revenus : Incluez une copie signée de votre déclaration de revenus fédérale si vous demandez un ITIN pour remplir vos obligations fiscales.
  4. Envoi de la demande : Envoyez la demande complète avec les documents requis à l’IRS. Vous pouvez le faire par la poste ou en personne dans l’un des bureaux de l’IRS.
  5. Attente et vérification : Une fois que l’IRS aura reçu votre demande, il traitera les documents et émettra l’ITIN si tout est en ordre. La vérification peut prendre quelques semaines.

Institutions financières et comptes bancaires avec ITIN :

De nombreuses banques et coopératives de crédit aux États-Unis acceptent l’ITIN pour ouvrir des comptes bancaires. Certaines institutions qui acceptent généralement l’ITIN comprennent Wells Fargo, Bank of America, Chase, Capital One et Ally Bank, entre autres. Cependant, les politiques peuvent varier, il est donc toujours recommandé de vérifier directement auprès de l’institution avant d’ouvrir un compte.

Agent d’acceptation de l’ITIN autorisé par le gouvernement américain

Le gouvernement américain autorise plusieurs entreprises à traiter votre ITIN. Voici une liste et plus d’informations. Le processus d’obtention d’un ITIN peut prendre plus de 7 semaines.

Entreprises qui offrent des services pour obtenir l’ITIN :

Si vous préférez obtenir un ITIN par le biais d’un service spécialisé, plusieurs entreprises proposent une assistance dans le processus. Certaines de ces entreprises incluent ITIN W-7 Application, Greenback Expat Tax Services et ITIN Pro, entre autres. Ces entreprises peuvent vous aider à remplir les formulaires et à vous assurer que vous présentez la documentation correcte.

Si vous utilisez une entreprise privée pour obtenir l’ITIN, vous le faites à vos propres risques et ce blog et son auteur ne sont pas responsables s’ils vous volent ou vous trompent.

Avantages d’obtenir un ITIN par vous-même :

  1. Économie de coûts : En gérant le processus par vous-même, vous pouvez éviter les frais que certaines entreprises de services peuvent facturer pour leur assistance.
  2. Contrôle et transparence : En faisant la demande personnellement, vous avez un meilleur contrôle sur le processus et pouvez vous assurer que toutes les informations sont correctes.
  3. Connaissance personnelle : En apprenant le processus d’obtention de l’ITIN, vous acquérez des connaissances précieuses sur le système fiscal aux États-Unis.
  4. Expérience éducative : Gérer votre propre demande vous offre une expérience éducative sur la bureaucratie et les procédures légales aux États-Unis.

En conclusion, l’ITIN est un outil essentiel pour ceux qui ont besoin de remplir leurs obligations fiscales aux États-Unis. Bien qu’il existe des entreprises qui peuvent vous aider dans le processus, obtenir un ITIN par vous-même peut vous faire économiser des coûts, vous offrir un plus grand contrôle et vous fournir une précieuse expérience éducative.

Photo by Mark Youso on Pexels.com

Guia completa sobre o ITIN nos Estados Unidos: Como obter, Utilidade e Vantagens

August 13, 2023

O Número de Identificação de Contribuinte Individual (ITIN, em inglês) é um documento essencial para aqueles que não são elegíveis para obter um número de Seguro Social nos Estados Unidos, mas precisam cumprir com suas obrigações fiscais. Neste artigo, exploraremos como obter um ITIN, sua utilidade, as instituições financeiras que aceitam esse número para abrir contas bancárias, as empresas que oferecem serviços para obtê-lo e as vantagens de gerenciar o processo por conta própria.

O que é o ITIN e para que serve?

O ITIN é um número de identificação fiscal emitido pelo Serviço de Impostos Internos (IRS) dos Estados Unidos. É destinado a indivíduos que não são residentes cidadãos ou estrangeiros não residentes que têm a obrigação de apresentar declarações de impostos nos EUA. O ITIN é usado para informar e processar declarações de impostos, bem como para outros fins fiscais.

Passos para obter um ITIN:

  1. Formulário W-7: Você deve preencher o Formulário W-7, o Pedido de Número de Identificação de Contribuinte Individual. Este formulário coleta informações sobre sua identidade e motivo para solicitar o ITIN.
  2. Documentação de identidade: Anexe documentos originais ou certificados que comprovem sua identidade e status de estrangeiro. Esses documentos podem incluir passaportes, vistos, certidões de nascimento e outros.
  3. Declaração de imposto: Inclua uma cópia assinada de sua declaração de imposto federal se estiver solicitando um ITIN para cumprir suas obrigações fiscais.
  4. Envio da solicitação: Envie a solicitação completa junto com os documentos necessários para o IRS. Você pode fazer isso pelo correio ou pessoalmente em um dos escritórios do IRS.
  5. Aguardar e verificar: Uma vez que o IRS receba sua solicitação, ele processará os documentos e emitirá o ITIN se tudo estiver em ordem. A verificação pode levar algumas semanas.

Instituições financeiras e contas bancárias com ITIN:

Numerosos bancos e cooperativas de crédito nos Estados Unidos aceitam o ITIN para abrir contas bancárias. Algumas instituições que geralmente aceitam o ITIN incluem Wells Fargo, Bank of America, Chase, Capital One e Ally Bank, entre outros. No entanto, as políticas podem variar, então é sempre recomendável verificar diretamente com a instituição antes de abrir uma conta.

Agente de aceitação do ITIN autorizado pelo governo dos EUA

O governo dos EUA autoriza várias empresas a processar seu ITIN. Aqui está uma lista e mais informações. O processo para obter um ITIN pode levar mais de 7 semanas.

Empresas que oferecem serviços para obter o ITIN:

Se preferir obter um ITIN por meio de um serviço especializado, várias empresas oferecem assistência no processo. Algumas dessas empresas incluem ITIN W-7 Application, Greenback Expat Tax Services e ITIN Pro, entre outras. Essas empresas podem ajudá-lo a preencher os formulários e garantir que você apresente a documentação correta. Nos bairros hispânicos de Chicago e outras partes dos EUA também existem empresas que podem ajudá-lo a obter o ITIN

Se você usar uma empresa privada para obter o ITIN, você o faz por sua conta e risco e este blog e seu autor não são responsáveis ​​se eles roubarem ou enganarem você.

Vantagens de obter um ITIN por conta própria:

  1. Economia de custos: Ao gerenciar o processo por conta própria, você pode evitar as taxas que algumas empresas de serviços podem cobrar por sua assistência.
  2. Controle e transparência: Ao fazer a solicitação pessoalmente, você tem mais controle sobre o processo e pode garantir que todas as informações estejam corretas.
  3. Conhecimento pessoal: Ao aprender sobre o processo de obtenção do ITIN, você adquire conhecimentos valiosos sobre o sistema fiscal dos EUA.
  4. Experiência educacional: Gerenciar sua própria solicitação proporciona uma experiência educativa sobre a burocracia e os procedimentos legais nos Estados Unidos.

Em conclusão, o ITIN é uma ferramenta vital para aqueles que precisam cumprir suas responsabilidades fiscais nos Estados Unidos. Embora existam empresas que possam ajudá-lo no processo, obter um ITIN por conta própria pode economizar custos, oferecer mais controle e fornecer uma valiosa experiência educacional.

Photo by Mark Youso on Pexels.com

Guía completa sobre el ITIN en los Estados Unidos: Obtención, Utilidad y Ventajas

August 13, 2023

El Número de Identificación de Contribuyente Individual (ITIN, por sus siglas en inglés) es un documento esencial para quienes no son elegibles para obtener un número de Seguro Social en los Estados Unidos pero necesitan cumplir con sus obligaciones fiscales. En este artículo, exploraremos cómo obtener un ITIN, su utilidad, las instituciones financieras que aceptan este número para abrir cuentas bancarias, las compañías que ofrecen servicios para obtenerlo y las ventajas de gestionar el proceso por cuenta propia.

¿Qué es el ITIN y para qué sirve?

El ITIN es un número de identificación fiscal emitido por el Servicio de Impuestos Internos (IRS) de los Estados Unidos. Está destinado a individuos que no son residentes ciudadanos o extranjeros no residentes que tienen la obligación de presentar declaraciones de impuestos en los EE. UU. El ITIN se utiliza para informar y procesar las declaraciones de impuestos, así como para otros fines fiscales.

Pasos para obtener un ITIN: (lo puedes leer directamente del portal del IRS aquí)

  1. Formulario W-7: Debes completar el Formulario W-7, la Solicitud de Número de Identificación de Contribuyente Individual. Este formulario recopila información sobre tu identidad y razón para solicitar el ITIN.
  2. Documentación de identidad: Adjunta documentos originales o certificados que respalden tu identidad y estatus de extranjero. Estos documentos pueden incluir pasaportes, visas, certificados de nacimiento y otros.
  3. Declaración de impuestos: Incluye una copia firmada de tu declaración de impuestos federales si estás solicitando un ITIN para cumplir con tus obligaciones fiscales.
  4. Envío de la solicitud: Envía la solicitud completa junto con los documentos requeridos al IRS. Puedes hacerlo por correo postal o en persona en una de las oficinas del IRS.
  5. Espera y verificación: Una vez que el IRS reciba tu solicitud, procesará los documentos y emitirá el ITIN si todo está en orden. La verificación puede llevar algunas semanas.

Agente Tramitador del ITIN autorizado por el gobierno estadounidense

El gobierno estadounidense autoriza a varias empresas a tramitar tu ITIN. Aquí tienes una lista y más información. El proceso para obtener un ITIN puede tardar más de 7 semanas.

Empresas privadas que te pueden ayudar a obtener el ITIN:

Si prefieres obtener un ITIN a través de un servicio especializado, varias compañías ofrecen asistencia en el proceso. Algunas de estas empresas incluyen ITIN W-7 Application, Greenback Expat Tax Services y ITIN Pro, entre otras. Estas compañías pueden ayudarte a completar los formularios y asegurarse de que presentes la documentación correcta. En los barrios hispanos de Chicago también hay empresas que te pueden ayudar a obtener el ITIN.

Si usas una empresa privada para obtener el ITIN lo haces bajo tu propia responsabilidad y este blog y su autor no se hacen responsables si te roban o si te engañan.

Instituciones financieras y cuentas bancarias con ITIN:

Numerosos bancos y cooperativas de crédito en los Estados Unidos aceptan el ITIN para abrir cuentas bancarias. Algunas instituciones que generalmente aceptan el ITIN incluyen Wells Fargo, Bank of America, Chase, Capital One y Ally Bank, entre otros. Sin embargo, las políticas pueden variar, por lo que siempre es recomendable verificar directamente con la institución antes de abrir una cuenta.

Ventajas de obtener un ITIN por tu cuenta:

  1. Ahorro de costos: Al gestionar el proceso por ti mismo, puedes evitar los honorarios que algunas empresas de servicios pueden cobrar por su asistencia.
  2. Control y transparencia: Al realizar la solicitud personalmente, tienes un mayor control sobre el proceso y puedes asegurarte de que toda la información sea correcta.
  3. Conocimiento personal: Al aprender sobre el proceso de obtención del ITIN, adquieres conocimientos valiosos sobre el sistema fiscal de los EE. UU.
  4. Experiencia educativa: Gestionar tu propia solicitud te brinda una experiencia educativa sobre la burocracia y los procedimientos legales en los Estados Unidos.

En conclusión, el ITIN es una herramienta vital para aquellos que necesitan cumplir con sus responsabilidades fiscales en los Estados Unidos. Si bien existen empresas que pueden ayudarte en el proceso, obtener un ITIN por tu cuenta puede ahorrarte costos, ofrecerte un mayor control y proporcionarte una experiencia educativa valiosa.

Photo by Mark Youso on Pexels.com

The GhanaFest in Chicago 7/30/23

August 1, 2023

Please see this article which I co-authored:

Written by Jorge Luis Carbajosa and Reuben Hadzide

Sankofaonline.com is a blog lead by Mr. Reuben Hadzide which sometimes publishes my stories. Thank you Reuben. It’s an honor for me to be part of the Ghanaian and Togolese community.

Why was Trump allowed to lie if government employees are not?

May 17, 2023

Think about it.

A government employee will lose his/her job if he/she lies. So how come Trump was allowed to lie while being paid with our tax money?

Why do we people allow politicians to lie with our tax money?

Copyright © 2023 Jorge Luis Carbajosa